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I was interested at one point but I believe that residents from Texas cannot take part it those type of investments e.g. prosper, lendingclub etc.
 

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heard a commercial on the radio. thoughts of investing started crossing my head.
 

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was a big thread about this years ago here, maybe chop can find it
 

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Never heard of them. Went to the site had apr from 6-35%. Don't know why anyone would take a loan with such high apr. Don't know much about personal loans but 35%, regardless of the interest rate, seems absurd.
 

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Been with them for over 5 years? No clue what anyone is talking about falling apart
 

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Ohh its in the other thread sorry ... Great place for interest on your money imo ... Spread it out i have made up to 20% on my money have had people that did 4k loans over 4 years at 31%
 

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Ohh its in the other thread sorry ... Great place for interest on your money imo ... Spread it out i have made up to 20% on my money have had people that did 4k loans over 4 years at 31%

I read through most of the thread. It looks like a lot of people had more bad luck than good. Not sure if that was just a small sample, but seems risky.
 

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I lost 1/3 of my investment... this was a couple years ago, maybe it's improved...

FZ, that seems to be the consensus on the other thread. Sounds like a good idea...until someone defaults on your $500 loan (or whatever amount).
 

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