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FreeRyanFerguson.com
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So sick of these stupid Univ of Phoenix commercials. A degree is worth shit anyway, but a Univ of Phoenix degree is not even worth that. "We give college credit for military and work experience." LOL

Education, the biggest scam going these days.
 

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So sick of these stupid Univ of Phoenix commercials. A degree is worth shit anyway, but a Univ of Phoenix degree is not even worth that. "We give college credit for military and work experience." LOL

Education, the biggest scam going these days.

Do you have one? Usually when people say this, they don't have one.

Guess it's all situational. We've talked about this at length here. Unless you run a successful business, without a degree you will hit a ceiling. With one, you can continue to climb. Not saying it's right but that's the reality.

Take a plumber for example. He doesn't need one but he can certainly grind out a decent career. If you are happy providing for your family and living life with a stable income, cool, don't get one and be a plumber. If you want to continue to rise in your profession and reach the pinnacle, you need one.

Gone have these guys now that say "in this and that case etc. I don't need one." Totally get it. In most cases, to rise, you need it.
 

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Do you have one? Usually when people say this, they don't have one.

Guess it's all situational. We've talked about this at length here. Unless you run a successful business, without a degree you will hit a ceiling. With one, you can continue to climb. Not saying it's right but that's the reality.

Take a plumber for example. He doesn't need one but he can certainly grind out a decent career. If you are happy providing for your family and living life with a stable income, cool, don't get one and be a plumber. If you want to continue to rise in your profession and reach the pinnacle, you need one.

Gone have these guys now that say "in this and that case etc. I don't need one." Totally get it. In most cases, to rise, you need it.

If you own your own business you don't need one and you can go all the way to the very tip top of your company
 

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Education is a scam = true

Education can be a great thing and make you successful = true


I have a degree but not currently in my field but out here grinding - If I would do it all over I would have prob got a cert in a trade or a field that was more specific...

Oh well, live and learn.

When I was 17 I didn't know what the hell I wanted to do, but college seems far better than going to work and staying home while friends went to this fantastic wonderland called "college"
 

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If you own your own business you don't need one and you can go all the way to the very tip top of your company

I think I said that in my first paragraph.

"Unless you run a successful business, without a degree you will hit a ceiling."
 
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I usually agree with illini, but I couldn't disagree more with your statements in this thread.

Try succeeding in areas of math and science without an education, or medicine. The problem is people overpaying for stupid useless degrees. I have three degrees and wish I had the time to get more. We need to instill in our youth a love of learning, not xbox 360 and social media...
 

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figure-cba-3.gif



I know very successful people who dropped out of high school and I know college grads who are idiots

I believe as much as anybody there's many different ways to make your mark

but there's still an absolute correlation between education and average income
 

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I usually agree with illini, but I couldn't disagree more with your statements in this thread.

Try succeeding in areas of math and science without an education, or medicine. The problem is people overpaying for stupid useless degrees. I have three degrees and wish I had the time to get more. We need to instill in our youth a love of learning, not xbox 360 and social media...

Are your 3 degrees worth it to you, money aside?
 

FreeRyanFerguson.com
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Do you have one? Usually when people say this, they don't have one.

Guess it's all situational. We've talked about this at length here. Unless you run a successful business, without a degree you will hit a ceiling. With one, you can continue to climb. Not saying it's right but that's the reality.

Take a plumber for example. He doesn't need one but he can certainly grind out a decent career. If you are happy providing for your family and living life with a stable income, cool, don't get one and be a plumber. If you want to continue to rise in your profession and reach the pinnacle, you need one.

Gone have these guys now that say "in this and that case etc. I don't need one." Totally get it. In most cases, to rise, you need it.
I have a degree in finance. Sounds nice and sexy, but it's a joke. All business degrees are except accounting.
 

FreeRyanFerguson.com
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I usually agree with illini, but I couldn't disagree more with your statements in this thread.

Try succeeding in areas of math and science without an education, or medicine. The problem is people overpaying for stupid useless degrees. I have three degrees and wish I had the time to get more. We need to instill in our youth a love of learning, not xbox 360 and social media...
It's just so damn expensive these days.
 

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It's just so damn expensive these days.

I honestly think where you get the degree is kinda overated to an extint when you compare the price of a degree from a prestigious private school vs a run of the mil state school.

College education cost can be reasonable
 

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I honestly think where you get the degree is kinda overated to an extint when you compare the price of a degree from a prestigious private school vs a run of the mil state school.

College education cost can be reasonable

sure it can be reasonable but wait til you graduate and they want the full payments that look like a house mortgage...then you can defer them and watch your "reasonable" loan just double and not so reasonable now.

It really is a joke as far as the finances of higher education.
 

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Love how people ask me what my degree in and when they ask me if I considered going to get my masters....makes me want to smack the shit out of them. Yea let me double down on a degree that aint helping me now. :smoking:
 

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Best degree is nepotism!

Eight CTU employees, including Lewis, were paid more than $100,000 that year.

The union also paid hundreds of thousands of dollars to Robin Potter & Associates, a law firm owned by the mother of Jackson Potter, a Chicago high school teacher turned CTU employee who helped found Lewis’ coalition of supporters — known as CORE, the Caucus of Rank-and-File Educators.
 

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seems to get you in the door of the industry or profession and the rest is who you know, connections, networking
 

Rx. Senior
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It's just so damn expensive these days.

The average borrowing cost for students is also less than $90 per month. And if a student’s family earns less than $60,000 per year, Harvard charges nothing for attendance. Yale follows the same policy.

http://www.businessinsider.com/ivy-league-schools-are-surprisingly-cheap-net-tuition-2013-8

Service academies are even better deals if you're looking at it from just a "money in-money out" stand point. The real cost is that you have to work so hard just to get there, and then work so much harder once you're there.

For those who are looking to relax and take advantage of government handouts, community college can always get you half way to bachelors for almost nothing. State schools have gone way up this century thanks to the government focusing instead on things like war fighting and bank bailouts. But still less than $1,000 per class before any adjustments (I was paying $1,000 for five undergrad classes at the turn of the century without any assistance). That makes a graduate degree from world level institutions around $10,000 asking price. As the costs have gotten so high financial aid, scholarships, and loan forgiveness programs have become a lot easier to find.
 

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So sick of these stupid Univ of Phoenix commercials. A degree is worth shit anyway, but a Univ of Phoenix degree is not even worth that. "We give college credit for military and work experience." LOL

Education, the biggest scam going these days.

There is a ton of malinvestment and inefficiency in the higher ed. business but a degree definitely isn't worth shit and the value of having one is going up. Having specialized knowledge, skillset or even just developing your critical thinking ability has an immense amount of value in the economy as we're transitioning more and more to a knowledge/information based economy and away from an industrial/manufacturing based economy.

As far as those schools, they aren't for everyone but they do have some value. The accreditation process that schools use basically amounts to industry protectionism and stifles competition so I atleast give those schools credit for trying to spur competition. We need more schools like that and more online learning for basic core curriculum.
 

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http://www.businessinsider.com/ivy-league-schools-are-surprisingly-cheap-net-tuition-2013-8

Service academies are even better deals if you're looking at it from just a "money in-money out" stand point. The real cost is that you have to work so hard just to get there, and then work so much harder once you're there.

For those who are looking to relax and take advantage of government handouts, community college can always get you half way to bachelors for almost nothing. State schools have gone way up this century thanks to the government focusing instead on things like war fighting and bank bailouts. But still less than $1,000 per class before any adjustments (I was paying $1,000 for five undergrad classes at the turn of the century without any assistance). That makes a graduate degree from world level institutions around $10,000 asking price. As the costs have gotten so high financial aid, scholarships, and loan forgiveness programs have become a lot easier to find.

That isn't why state schools have gone up in value at all.

The reason state schools have gone up in value is because they're run like government bureaucratic institutions with significant waste. When you have the government guarantee loans and subsidize the costs with grants and aid, it just leads to higher costs. Most of the big state schools have absolutely comical administration budgets, tenured professors work like 20 hours a week teaching rote curriculum and the schools compete in areas that have absolutely nothing to do with education (athletic facilities, upscale dorms)
 

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