http://www.therxforum.com/showthread.php?t=1052566&highlight=leasing+a+car
Here's a nice thread where people reasonably debate the question.
Here's a nice thread where people reasonably debate the question.
it's a personal choice for you
if we're talking strictly a financial decision, you buy a car and drive it until it dies (if buying American, you actually buy one two years old with 20k miles on it, the depreciation is crazy)
leasing a car gives you more car for the money and you never have to deal with maintenance, you also get a new car every two or three years
if it's about economics, buy (with few exceptions)
if it's about personal choice and pleasure, leasing becomes a more attractive option
if we're talking strictly a financial decision, you buy a car and drive it until it dies (if buying American, you actually buy one two years old with 20k miles on it, the depreciation is crazy)
leasing a car gives you more car for the money and you never have to deal with maintenance, you also get a new car every two or three years
if it's about economics, buy (with few exceptions)
if it's about personal choice and pleasure, leasing becomes a more attractive option
I'm currently leasing a 2015 Silverado. Owned a F-150 for years before this truck.
This is my first lease and I like how it's going. Did't put shit down for $, maintenance included for first 2 years, very reasonable payment.
I'm glad I leased because my gut is telling me I will be returning to Ford in 2 years.
This is my first lease and I like how it's going. Did't put shit down for $, maintenance included for first 2 years, very reasonable payment.
I'm glad I leased because my gut is telling me I will be returning to Ford in 2 years.
guys,, i have 1 friend that started using this site,,, you will save THOUSANDS on l;eases,, there a a mil people trying to get out of their lease!! and all of their rates are discounted!!! with NO DOWN $$$
i am gonna get 1 this next month, probably a lincoln,,,
swapalease.com
leasetrader.com
these 2 sites are the biggest BOONS in new car ownership!!
i am gonna get 1 this next month, probably a lincoln,,,
swapalease.com
leasetrader.com
these 2 sites are the biggest BOONS in new car ownership!!
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[h=3]2015 Mercedes-Benz CLA250 4MATIC 4-Door[/h] LT248577 by PRIVATE SELLER | |||||||||||||||||||||||||
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<tbody> </tbody> VEHICLE DETAILS
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<tbody> 299.00 a month with 0 dam down,,, 28 months left on the lease!!
this is fkn crazy,,,
oh,, and its located in staten island
</tbody>
[h=1]2014 Rolls-Royce Phantom Drophead Coupe[/h]
Jump To: overview | features | equipment | photos
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She is like brand new, only 2500 miles have been added these last 19 months, perfect condition. Payoff per 11/1-15 was $ 362,510 and end of lease on 12/1/17 is $288,190.
Monthly Payment
$3,726.57 per month
Actual Payment
$3,726.57
Down Payment
$5,000.00
Contact Seller
You can lease this Rolls-Royce Phantom Drophead Coupe for $3,726.57 a month for 17 months. You can average 294 miles per month for the balance of the lease or a total of 5,000 miles through the end of the lease.
Current Miles
2,500
Remaining Miles
5,000
Miles Per Month
294
Leasing Company
BMW Financial Services
Months Remaining
17
Est. Lease End Date
12/1/2017
overview | features | equipment | photos
SAL ID#
937699
VIN
SCA682D54EUX75249
Location
Charlotte, NC 28207
Jump To: overview | features | equipment | photos
back to search
She is like brand new, only 2500 miles have been added these last 19 months, perfect condition. Payoff per 11/1-15 was $ 362,510 and end of lease on 12/1/17 is $288,190.
Monthly Payment
$3,726.57 per month
Actual Payment
$3,726.57
Down Payment
$5,000.00
Contact Seller
You can lease this Rolls-Royce Phantom Drophead Coupe for $3,726.57 a month for 17 months. You can average 294 miles per month for the balance of the lease or a total of 5,000 miles through the end of the lease.
Current Miles
2,500
Remaining Miles
5,000
Miles Per Month
294
Leasing Company
BMW Financial Services
Months Remaining
17
Est. Lease End Date
12/1/2017
overview | features | equipment | photos
SAL ID#
937699
VIN
SCA682D54EUX75249
Location
Charlotte, NC 28207
the catch with for instance this last one,,, as well as the mercedes,,, YOU CAN NEGOTIATE,,,, and you are already ahead right off the bat!! lol,,
the sellor wants out,, soooo,, they pay the transfer fee (500 bucks) and maybe an extra grand or so,,, otherwise,,, they pay the nut??
you cant lose
the sellor wants out,, soooo,, they pay the transfer fee (500 bucks) and maybe an extra grand or so,,, otherwise,,, they pay the nut??
you cant lose
I think the option is good for differnt people We would need to know your driving habits first. The other is financial position but this isn't really the right place to open up that discussion.
For most americans working and on a fixed income or close to fixed, I think the smartest route is to buy something in the 20-60,000 mile range the way they LOVE it to be loaded out. I stress love because they need to be happy with it. They need to put a pencil to the financing, money spent that this vehicle will really cost them and put an expected life expectancy on it, if money is a real diffuclt thing for said person or family, shop for an extended warranty to cover it till said time.
I think yo should try to finance that vehcile for 3-5 years, no more. Most people will have put at least 100K on it in five years and remember it already had some miles. So at this point it has 150 or so, you shouldn't have a note and then puts you in a good position to shop for the next one if need be.
Now if you drive very few miles, have a third vehcile, or drive a crap to of miles then all things considered change. Also towing if needed, passengers, etc. Tax incentives might also come in to play as well. Some people like truly "owning" it as well.
For most americans working and on a fixed income or close to fixed, I think the smartest route is to buy something in the 20-60,000 mile range the way they LOVE it to be loaded out. I stress love because they need to be happy with it. They need to put a pencil to the financing, money spent that this vehicle will really cost them and put an expected life expectancy on it, if money is a real diffuclt thing for said person or family, shop for an extended warranty to cover it till said time.
I think yo should try to finance that vehcile for 3-5 years, no more. Most people will have put at least 100K on it in five years and remember it already had some miles. So at this point it has 150 or so, you shouldn't have a note and then puts you in a good position to shop for the next one if need be.
Now if you drive very few miles, have a third vehcile, or drive a crap to of miles then all things considered change. Also towing if needed, passengers, etc. Tax incentives might also come in to play as well. Some people like truly "owning" it as well.
Grind out a deal on a 14 month old car, with 22 months full warranty. A reduction of many thousands, and a small reduction of new smell. A rental may fit, only if it's not a sporty looker. Always some flake that wants to see what it's made of, down that long winding country road, snaking to the large old abandoned gravel pit...
Tap into secured credit, if you need the dough-ray-me.
Only angle for true value.
Tap into secured credit, if you need the dough-ray-me.
Only angle for true value.
Never lease, always buy!
