Verizon cloud expiring question

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I have received texts from Verizon indicating that my free cloud storage will be expiring in a few days. It says unless I upgrade to premium that my photos, texts etc. will be lost.

Does this mean I wont be able to see photos that I have stored on my phone or are they referring to a "backup" copy in their system?
 

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they are referring to a "backup" copy in their system
 

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