Question about offshore balances

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I have a question about offshore balances after reading the General's thread asking how much money people are going to get stiffed by BetPanAm. Why do you keep such large balances offshore?

This doesn't apply to people who bet 1-3 dimes or so per game and have a balance of less than 10 dimes. This is more for anyone who has, say, at least 10x their normal wager at any one book.

Is the reason that you want a bigger bonus? Is it because you want to be able to get down on 7 or 8 games in a day at a single book? Is it because you don't want to have to pay fees as frequently? I guess my point is that there is always at least a small risk involved with keeping a standing balance so why do you take that risk? I don't mean to talk derisively about the way other people handle their money, I am just curious if there is a certain reason that balances are kept so high.

In the interest of full disclosure, I am a small ($100-$300) player and I keep my balances at or below $1,000 in most cases. I have been gambling offshore since 1997 and I think I have made 2 deposits (definitely less than 5) in that time for more than $1,000.
 

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