Threaten them that you will send them Fat Frank to their door to pay them a visit, and see how fast they pay you. Have you ever seen Fatty Frank.. This guy is so intimidating, it's not funny. This kid is 6'8 357 lbs and from what I hear, he is one helluva great collector. He collected last year 97 cents on the dollar just by showing up to their door. Fat Frankie is not someone you want to mess with, trust me.