I tried to cash a large check sent by Cris, and my bank told me unless I wanted to deposit it and wait 4 days to clear, that I could not cash it at my bank unless my account had an equal or greater amount in it. The check cashing store charges horrendous fees, so my question is should I just deposit the large amount and not worry about red flags or whatever since it is not cash, or is there something else I could do? Thanks in advance.