I saw something on 20/20 a while back, where a couple was a victim of identity theft.
Long story short the theif goes wild with their A+ credit and runs everything up big time.
The couple says they have been writing and calling creditors, trying to wipe out stuff they proved they did not do for 2 YEARS!! Can you imagine that? You didnt do anything wrong, but you have to suffer a 2 year headache trying to fix something you didnt do, meanwhile your credit is all screwed up and the theif most likely is scott free somewhere.
Who goes to bat for us when this happens?![/QUOTE]
Nobody does Rob.......
I had some hospital bills that ended up at a collection agency that showed up on my credit report. When I inquired about it, it wasn't even mine! It was the same last name, which turned out to be a niece. I have spoken with the collectors and the hospitals time and time and time again, but to no avail. All they have in their heads are $ signs and what you say to them goes in one ear and right out the other. I suppose it could be fought with a lawyer, but I haven't had the desire to take that step yet.....