ucking:
for the first time ever,i had trouble with my bank last week with a check from wsex,it was for 3,700,i deposited it on december 7,i kept checking my bank everyday and the funds kept showing that they were in my bank,but not available,finally on december 29 i figured i better call the main branch since it was over 3 weeks,i called,gave my account number and asked if she could tell me when the check i deposited on the 7th would clear,she put me on hold,all of a sudden i got transfered to the fraud department,the guy asked me my account number and name,after i told him he said"are you comfortable with the people that sent you this check?" i said yes,he said ok,you funds are now available
"to start with they have NO business asking you what you are doing with YOUR money..."
I agree with your line of thinking Seymour....I think a person should be able to move a dollar or a million into a bank or out of a bank no questions asked and no forms to fill out other than those forms needed to add/subtract to your account....
Sorry ass government we have demands forms and sticks it's nose where it shouldn't be though....if I ever won the lottery I'd make it a point of drawing out just enough money to have to fill out one of those forms and then throw a couple bucks more on top of the pile and bring the same bills back in a day or two later....do that about every third day until the bank gets tired of seeing me
Here's to the government and the banking industry: :finger23:
Happy New Year :finger23:
I agree with your line of thinking Seymour....I think a person should be able to move a dollar or a million into a bank or out of a bank no questions asked and no forms to fill out other than those forms needed to add/subtract to your account....
Sorry ass government we have demands forms and sticks it's nose where it shouldn't be though....if I ever won the lottery I'd make it a point of drawing out just enough money to have to fill out one of those forms and then throw a couple bucks more on top of the pile and bring the same bills back in a day or two later....do that about every third day until the bank gets tired of seeing me
Here's to the government and the banking industry: :finger23:
Happy New Year :finger23:
but what do I knowBank Withdrawal
Things are getting worse. Wife went to Post office and got three money orders for 1k eack. Worker asked what she was going to do with them, not knowing any better,she said sending them to our sons at college. She said he looked at her rather odd. She came and told me and i went back and asked for the Post master, i gave him a piece of shit to think about and told him i wanted the number of his superior. I told him that he drew attention to my wife having the m/O with a bunch of weirdos standing around. He apoligized profusely and said there were people buying m/o and they were supposed to question them. I told him i would never be in there again.His supervisor called me before i got home and said please come back up to talk to him and siad they would do anthing to make it right. Since, i had my money, i told him i was writing a letter to the main office. He asked me to please not do that and i decided i made him sweat enough.
Things are getting worse. Wife went to Post office and got three money orders for 1k eack. Worker asked what she was going to do with them, not knowing any better,she said sending them to our sons at college. She said he looked at her rather odd. She came and told me and i went back and asked for the Post master, i gave him a piece of shit to think about and told him i wanted the number of his superior. I told him that he drew attention to my wife having the m/O with a bunch of weirdos standing around. He apoligized profusely and said there were people buying m/o and they were supposed to question them. I told him i would never be in there again.His supervisor called me before i got home and said please come back up to talk to him and siad they would do anthing to make it right. Since, i had my money, i told him i was writing a letter to the main office. He asked me to please not do that and i decided i made him sweat enough.
Thank The "Patriot Act"
the most misnamed piece of legislation in our countries history. Are you willing to give up one of the most basic rights as a citizen? The right to privacy, which is being challenged by the goons in this admn. All under the misplaced guise of "protecting" us! From whom? Next will be all encompassing wiretaps w/o any warrant! My favorite saying was never more true than it is now. "I love my country but fear my government. "And yes I WAS in the mlitary for over 20 yrs. This s/b in another forum, I guess.
the most misnamed piece of legislation in our countries history. Are you willing to give up one of the most basic rights as a citizen? The right to privacy, which is being challenged by the goons in this admn. All under the misplaced guise of "protecting" us! From whom? Next will be all encompassing wiretaps w/o any warrant! My favorite saying was never more true than it is now. "I love my country but fear my government. "And yes I WAS in the mlitary for over 20 yrs. This s/b in another forum, I guess.
Some bizarre stories in this thread.
michael777 - "For the first time ever,i had trouble with my bank last week with a check from wsex,it was for 3,700,i deposited it on december 7,i kept checking my bank everyday and the funds kept showing that they were in my bank,but not available,finally on december 29 i figured i better call the main branch since it was over 3 weeks,i called,gave my account number and asked if she could tell me when the check i deposited on the 7th would clear,she put me on hold,all of a sudden i got transfered to the fraud department,the guy asked me my account number and name,after i told him he said"are you comfortable with the people that sent you this check?" i said yes,he said ok,you funds are now available."
First of all, it didn't take 22 days for the wsex check to clear. It had cleared weeks earlier. I can't imagine that it takes 5 full days to clear these days.
Secondly - " he said"are you comfortable with the people that sent you this check?" i said yes,he said ok,you funds are now available."
???
The check had cleared long ago. The funds were in your bank weeks ago.
What diff does your opinion matter on the company who wrote the check which your bank had cleared weeks earlier?
And if your bank's fraud dept. had questions, why are they waiting 22 days until YOu contact THEM?
buddy m - "Things are getting worse. Wife went to Post office and got three money orders for 1k eack. Worker asked what she was going to do with them, not knowing any better,she said sending them to our sons at college. She said he looked at her rather odd. She came and told me and i went back and asked for the Post master, i gave him a piece of shit to think about and told him i wanted the number of his superior. I told him that he drew attention to my wife having the m/O with a bunch of weirdos standing around. He apoligized profusely and said there were people buying m/o and they were supposed to question them. I told him i would never be in there again.His supervisor called me before i got home and said please come back up to talk to him and siad they would do anthing to make it right. Since, i had my money, i told him i was writing a letter to the main office. He asked me to please not do that and i decided i made him sweat enough."
The Patriot Act requires the bank to get ID and fill out a form if anyone gives them 3k cash during a 24 hour period.
The PO was legally in the wrong by not getting ID from your wife.
Hard to imagine why you had Postal supervisors apologizing, sweating profusely, etc.
The only thing they did wrong was asking your wife what the MO's were for - that was ridiculous on the worker's part.
But he was supposed to be even more intrusive and get ID from your wife and fill out a form.
michael777 - "For the first time ever,i had trouble with my bank last week with a check from wsex,it was for 3,700,i deposited it on december 7,i kept checking my bank everyday and the funds kept showing that they were in my bank,but not available,finally on december 29 i figured i better call the main branch since it was over 3 weeks,i called,gave my account number and asked if she could tell me when the check i deposited on the 7th would clear,she put me on hold,all of a sudden i got transfered to the fraud department,the guy asked me my account number and name,after i told him he said"are you comfortable with the people that sent you this check?" i said yes,he said ok,you funds are now available."
First of all, it didn't take 22 days for the wsex check to clear. It had cleared weeks earlier. I can't imagine that it takes 5 full days to clear these days.
Secondly - " he said"are you comfortable with the people that sent you this check?" i said yes,he said ok,you funds are now available."
???
The check had cleared long ago. The funds were in your bank weeks ago.
What diff does your opinion matter on the company who wrote the check which your bank had cleared weeks earlier?
And if your bank's fraud dept. had questions, why are they waiting 22 days until YOu contact THEM?
buddy m - "Things are getting worse. Wife went to Post office and got three money orders for 1k eack. Worker asked what she was going to do with them, not knowing any better,she said sending them to our sons at college. She said he looked at her rather odd. She came and told me and i went back and asked for the Post master, i gave him a piece of shit to think about and told him i wanted the number of his superior. I told him that he drew attention to my wife having the m/O with a bunch of weirdos standing around. He apoligized profusely and said there were people buying m/o and they were supposed to question them. I told him i would never be in there again.His supervisor called me before i got home and said please come back up to talk to him and siad they would do anthing to make it right. Since, i had my money, i told him i was writing a letter to the main office. He asked me to please not do that and i decided i made him sweat enough."
The Patriot Act requires the bank to get ID and fill out a form if anyone gives them 3k cash during a 24 hour period.
The PO was legally in the wrong by not getting ID from your wife.
Hard to imagine why you had Postal supervisors apologizing, sweating profusely, etc.
The only thing they did wrong was asking your wife what the MO's were for - that was ridiculous on the worker's part.
But he was supposed to be even more intrusive and get ID from your wife and fill out a form.
silver7 said:
I totally agree, and I'm no leftist.
And terrorism can't be blamed here,
as the laws were put in effect to deter drug money being laundered firstly, and tax avoidance secondly. All this accomplished did was rob our economy of billions of dollars that flowed offshore.
Between that, employment id requirements & 100% business entertainment deductions our economy took a huge nosedive from which it has not recovered.
Salaries have way less earning power than ¼ century ago while commodities have multiplied in price.
Folks don't make enough nowadays, so they live on their home equity & overextended credit cards.
And we ain't seen nothing yet: we're in for a humongous disaster with predatory lending: 120% delayed interest-no income verify mortgages secured by aggressive home appraisers.
Still even worse: banks can legally demand immediate payment on all loans at their discretion, can jack up interest rates past 30% based on a credit check EVEN if NEVER having been late with that bank.
We're all living on top of a huge seismic fault & nobody's sounding the alarm.
