Just a dispute with a NSF one time and I disagree with their fees on person to person transfers. Their monopoly over the offshore/poker world has allowed them to get away with too much so I am supporting citadel echecks.
It's free to deposit to Skybook via instant NT, they charge $15 to withdraw ( to $2500). I take the e-check guy to be depositing. I don't like e-checks very much, too much hassle for me, unless you eventually run them thru 5D and convert them to NT. It's a last resort for me, haven't done that in months.
SCnit deposited e-check and doesn't like the wait for it to clear, I'm saying he could have used the instant NT for free, and no wait, but he's one of those guys that doesn't like NT ( not that there's anything wrong with that ! ).