Europeans havent the same mentality as Americans insomuch as We dont have to be told the obvious over and over again. Its an unwritten law that Books are as safe as their Real estate and any with none are bet at ones own risk, if they go down theres no whining and bleating like you get Stateside.
It seems Americans are assured more by a Statement of Wealth than anything else and Judgeing by some of the Dopes on here who reckon they have up to $100,000 in their account, it wouldnt take many clients for a Book to say its worth Millions and none of it their Cash. :drink: