Pleased to report that I made my first withdrawal request from BJ and they did not request photo ID, copy of SSN certificate or birth record, utility bills with current address, pubic hair sample, etc... and they did in fact get it into Neteller within MINUTES _ swear to God!! Few minutes later I went from NT to my bank acct to make sure I wasn't hallucinating. It was reality I'm glad to say - money is there! Wish I dealt with these guys earlier, I'm new to them but love'em! BTW = no, i didn't withdraw due to recent legislation matters, just wanted to remember what making a withdrawal versus a deposit felt like...know what I mean???