BETUS sux! a few yrs ago iwanted to take all of my moeny hout of there, it was only like 1500.00. they sent me an email saying my request had to be approved bo a mangaer, wtf?? so I quickly sent them an email bullshitting about how I liketheir book and i hopeit gets approved because I plan to come back adn that i was just having a hard time financially. They gave me my funds and I never looked back at them.