NBA Experts, help?

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Would you rather have +3.5 at -108 or would you rather have moneyline at +130 if you were going to do choose?

How about between +3 (-108) and moneyline at +130?

My window for the +3.5 is incredibly small, so any quick responses are appreciated.
 

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Here's what I was thinking. I'm basically I'm getting 7 half points (from -.5 to +3) for 38 cents. Granted, going from -.5 to +.5 really isn't anything, since NBA games can't tie, so it's more like I'm getting 5 half points for 38 cents.

5 half points would cost me 50 cents, if I have to buy them directly. So my question then is whether or not going through the 1, through the 2, and onto the 3 is worth 38 cents in basketball?
 

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