How fast do you want your ROI? I say CD, sure safe approach. ROI wont be that high but you aint got nothin to lose. Otherwise go to AC and pimp dem HO's
Invest the 5K and then do automatic monthly investments of a lesser amount...whatever you can afford. For example if you invested the 5K and then did automatic monthly investments of $100--Assuming a 10% rate of return you would have approximately 325K in 30 years.
Disclaimer-Past results may or may not be indicative of future results!!!