Question about bank check/certified check to fund account

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A friend tried to wire money from his bank of america account and they give him a hard time .When you get bank or certified check does the bank fill out the payee or can you make it payable to anyone you want?Is there a limit on bank or certified checks?I want to fund 2 different accounts for $2500 each.Am I better off doing it in increments over a couple of weeks or just in one shot?
 
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be sure to check on clearing times. I know a few books that will not allow w/d for 45+ days when depositing a bank check
 

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Not so concerned about withdrawal delays as I plan on keeping funded for the whole season
 

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