FWIW:
Been with FF for 7 years but bad signs lately. I have been getting at least 2 calls a week from them for last 4 weeks asking if I would like to post up and get bonus(I have no balance at present). They even leave messages on my machine when necessary. They have never called me before except for a annual call just before football season at most. They sound desperate. They have always paid me promptly but haven't asked for about a year and been empty there for almost as long.