Isn't it about a week from now that the 270 day BS kicks in ?
I think that alone stops E-checks from Americans to every book ? Your bank will probably get nasty about it, or not allow it... then you will get hot with monopoly money.
Moving money is just too hard now.
Next the checks will get more scrutiny, if the books can get them issued.
CC's have been difficult for a long time. WU gets complaints from users from what I see.
The money movement is strangled. Bush won this war. It's over !
I can't see another Neteller coming, or even being trusted.