WVU or anyone else who knows about prosper.com Question about rates

Search

Rx. Senior
Joined
May 20, 2001
Messages
15,046
Tokens
I thinked that I asked this a few weeks ago, but no one really answered the question about interest rates in some states.

This auction below is from a teacher who mentions about being in a rate capped state. I noticed last week that Texas is a rate capped state. But does that mean EVEN if you have AA credit, that the most that you can ask for is still 8.31% or so??

https://www.prosper.com/lend/listing.aspx?listingID=172106



By the way, this lady looks pretty hot for a teacher. I never had too many teachers that looked like this that I can remember. I may throw her a bid out of pity. The credit looks pretty good and she mentions that she may pay it back soon. Sounds like free money to me.


Well I want to throw this hottie a BONE of some sort!!:youmad: :money8:
 

Rx. Senior
Joined
May 20, 2001
Messages
15,046
Tokens
One more question WVU. I remember you mentioned that it would be bad as a lender for your loans to pay back early. I would think that maybe that would be a positive. At least you get your money and can loan out more.

I am going to have to check out the whales page again and see who you are loaning money to. I might ride with you on a few
 

Rx. Senior
Joined
May 20, 2001
Messages
15,046
Tokens
Sorry, I meant to address the first post to THEWHALE not WVU. But WVU might do this as well. It is too late to edit now.

If a mod sees this, can you edit WVU and put in THEWHALE
 

New member
Joined
May 28, 2007
Messages
278
Tokens
seems shady.

"one of these children may become president" but what shes saying is " i am going to take your money"
 

Rx. Senior
Joined
May 20, 2001
Messages
15,046
Tokens
You may be right Smokey. I didnt even see that sentence. But I guess she thinks that these computers will really stimulate the learning process. I was only going to bid $300 or so. Not too much, but it would seem almost guaranteed that she has the money to pay this back. If she doesnt then I am going to call the bitch at school!!! Just kidding, but $300 is OK to send out for me to her. Maybe she can send out a few nude photos! MILF, it sure takes good at times!!
 

WVU

New member
Joined
Jan 20, 2000
Messages
11,648
Tokens
some states have a maximum that you can borrow, a minimum that you can borrow, and a maximum interest rate that you are allowed to pay. This is one of those states. She will not get funded at 8.31% No one would.

You need to be be funding at better than 10% even at AA ratings to be worth it IMO. She is B rated so you will only want to fund her at no less than 12-13% which you cannot. There are much better loans to fund. Do not fall for pictures, most of them are fake.
 

Rx. Senior
Joined
May 20, 2001
Messages
15,046
Tokens
Most pictures are fake??? The horror!



Thanks for the response WVU. I guess that I wont ever get a loan on that site if I needed one. Texas wont allow the high interest rates I guess. I saw this persons listing in the forum, that is why I clicked on it. I noticed that someone posted that Texas did allow loans up to 29% back in May. But maybe that person is mistaken
 

Forum statistics

Threads
1,106,799
Messages
13,439,033
Members
99,339
Latest member
billcunninghamhomeloans
The RX is the sports betting industry's leading information portal for bonuses, picks, and sportsbook reviews. Find the best deals offered by a sportsbook in your state and browse our free picks section.FacebookTwitterInstagramContact Usforum@therx.com