Anyone ever have your Bank put a Check Hold

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on a check you depoisted. I got 2 checks from the Greek in the last 2 weeks. The first one was under 2500.00 and the 2nd one was 4500.00. The first one went thru fine. National city is telling me there is a hold on the second one for 45 days becasue this is there new policy on international checks. Anyone else coming across this?
 

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on a check you depoisted. I got 2 checks from the Greek in the last 2 weeks. The first one was under 2500.00 and the 2nd one was 4500.00. The first one went thru fine. National city is telling me there is a hold on the second one for 45 days becasue this is there new policy on international checks. Anyone else coming across this?

I am not sure what the law is regarding International Checks. I know on Domestic the longest the can place is 11 days.

What bank is it drawn upon? Ask the tellers at NCB to contact the foreign bank, I am assuming Canada, and have them verify funds.

45 Days is a joke, if not speak to the manager.
 

MrJ

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Yes. Foreign currency cheque for more than AU$2000 was put in a 45 day hold and gave me a few bucks for the trouble. That was a couple of years ago and the last time I requested a cheque in a foreign currency. Should state that the limit was AU$2000, the cheque was for considerably more.
 

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Certainly, they hold all but $100 everytime. Sometimes they will releast $1000 if the check is for $5000 or more. But they will always hold them for 5-7 days
 

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typicaly they will "hold" it until it clears.

can't blame them.

be a real mess if they gave you the cash, and the check bounced "hell this is Cindy from Chase bank in De Moines Iowa, may i speak with Jose in your accounting department....................CLICK"
 

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