a book that will respond to you in a forum, earns some points with me, I like that touch !
Even cheap-ass Doug sent them a deposit today !
Note: I have to consider Lazer as higher risk. They aren't the Greek, CRIS,5D etc. They are since late 2007.
Consider them as you would any new book, IMO !, but give them a try... they seem to be paying fine in their infancy.