love the name this guys got
Complement of the day,
Thank you for giving me your time. Please be patient and
read my email to you.
I am Mrs. Yonghong Wan a staff of Standard Chartered Bank
attached in Private Banking services. I am contacting you
concerning a customer and, an investment placed under our
banks management 4 years ago, I contacted you independently
of our investigation and no one is informed of this
communication and I would like to intimate you with certain
facts that I believe would be of interest to you.
In 2004, the subject matter; ref:SSCB/SCB/bank/77 came to
our bank to engage in business discussion with our Private
Banking Service Department. He informed us that he had a
financial portfolio of 23 million United States Dollars,
which he wished to have us turn over on his behalf. I was
the officer assigned to his case, I made numerous
suggestions in line with my duties as the de-facto chief
operations officer of the Private Banking Service
Department, especially given the volume of funds he wished
to put into our bank. We meet on numerous occasions prior to
any investments being placed. I encouraged him to consider
various growth funds with prime ratings. The favored route
in my advice to customers is to start by assessing data on
600 traditional stocks and bond managers and alternative
investments. Based on my advice, we spun the money around
various opportunities and made attractive margins for our
first month of operation, the accrued profit and interest
stood at this point at over 10 million United States
Dollars, this margin was not the full potential of the fund
but he desired low risk guaranteed returns on investments.
In mid 2005, he asked that the money be liquidated because
he needed to make an urgent investment requiring cash
payments in Europe. He directed that I liquidate the funds
and had it deposited with a firm in Europe. I informed him
that our bank would have to make special arrangements to
have this done and in order not to circumvent due process,
the bank would have to make a 9.5 % deduction from the funds
to cater for banking and statutory charges. He complained
about the charges but later came around when I explained to
him the complexities of the task he was asking of us. Cash
movement across borders has become especially strict since
the incidents of 9/11.
I contacted my affiliate in Europe and had the funds
available in main land Europe. I undertook all the processes
and made sure I followed his precise instructions to the
letter and had the funds deposited in a security consultancy
firm, the firm is a specialist private firm that accepts
deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake
transactions that need immediate access to cash. This small
and highly private organization is familiar especially to
the highly placed and well-connected organizations. In line
with instructions, the money was deposited. He told me he
wanted the money there in anticipation of his arrival from
Norway later that week. This was the last communication we
had, this transpired around 25th February 2006. In June last
year, we got a call from the security firm informing us of
the inactivity of that particular portfolio. This was an
astounding position as far as I was concerned, given the
fact that I managed the private banking sector I was the
only one who knew about the deposit, and I could not
understand why he had not come forward to claim his deposit.
I made futile efforts to locate him I immediately passed the
task of locating him to the internal investigations
department of our bank. Four days later, information started
to trickle in and I we were inform by the USA homeland
security, that he is dead. A person who suited his
description was declared dead of a heart attack in Cannes,
South of France.
The bank immediately launched an investigation into possible
surviving next of kin to alert about the situation and also
to come forward to claim his estate. If you are familiar
with private banking affairs, those who patronize our
services usually prefer anonymity, but also some levels of
detachment from conventional processes. In his bio-data
form, he listed no next of kin. In the field of private
banking, opening an account with us means no one will know
of its existence, accounts are rarely held under a name;
depositors use numbers and codes to make the accounts
anonymous. This bank also gives the choice to depositors of
having their mail sent to them or held at the bank itself,
ensuring that there are no traces of the account and as I
said, rarely do they nominate next of kin. Private banking
clients apart from not nominating next of kin also usually
in most cases leave wills in our care, in this case; he died
in testate.
What I wish to relate to you will smack of unethical
practice but I want you to understand something. It is only
an outsider to the banking world who finds the internal
politics of the banking world aberrational. The world of
private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain
portfolios. You should have begun by now to put together the
general direction of what I propose. There is US$
23,000,000.00 deposited, I alone have the deposit details
and they will release the deposit to no one unless I
instruct them to do so. I alone know of the existence of
this deposit for as far as the finance firm, the transaction
with our deceased customer concluded when I sent the funds
to the firm, all outstanding interactions in relation to the
file are just customer services and due process. The finance
firm has no single idea of what's the history or nature of
the deposit. They are simply awaiting instructions to
release the deposit to any party that comes forward. This is
the situation. This bank has spent great amounts of money
trying to track this man's family; they have investigated
for months and have found no family. The investigation has
come to an end.
My proposal;
I am prepared to place you in a position to instruct the
finance firm to release the deposit to you as the closest
surviving relation. Upon receipt of the deposit, I am
prepared to share the money with you in half and no more.
That is: I will simply nominate you as the next of kin and
have them release the deposit to you. We share the proceeds
50/50. I would have gone ahead to ask the funds be released
to me, but that would have drawn a straight line to me and
my involvement in claiming the deposit. But on the other
hand, you as a foreigner and also with all the necessary
legal and official documentations from me and the presiding
attorney and also with the authority vested upon me by the
original depositor, you would easily pass as the beneficiary
with the rights to claim. I assure you that I could have the
deposit released to you in a few days. I will simply inform
our bank of the final closing of the file relating to the
customer. I will then officially communicate with the
finance company and instruct them to release the deposit to
you.
With these two things: all is done. The alternative would be
for us to have the firm direct the funds to another bank
with you as account holder. This way there will be no need
for you to think of receiving the money from the firm. We
can fine-tune this based on our interactions. I am aware of
the consequences of this proposal. I ask that if you find no
interest in this project that you should discard this mail.
I ask that you do not be vindictive or destructive. If my
offer is of no appeal to you, delete this message and forget
I ever contacted you. Do not destroy my career because you
do not approve of my proposal. You may not know this but
people like myself who have made tidy sums out of comparable
situations run the whole private banking sector. I am not a
criminal and what I do; I do not find against good
conscience, this may be hard for you to understand, but the
dynamics of my industry dictates that I make this move. Such
opportunities only come once in a lifetime. I cannot let
this chance pass me by I hope you understand because for
once I found myself in total control and face to face with
my destiny. These chances won't pass me by. I ask that you
do not destroy my chance, if you will not work with me let
me know and let me move on with my life but do not destroy
me. I am a married woman with 2 kids and this is an
opportunity to provide them with new opportunities. There is
a reward for this project and it is a task well worth
undertaking. I have evaluated the risks and the only risk I
have here is from you refusing to work with me and alerting
my bank. I am the only one who knows of this situation, good
fortune has blessed you with a name that has planted you
into the center of relevance in my life. Let's share the
blessing.
If you find yourself able to work with me, contact me
through this email: isirwanyonghong@yahoo.com.hk If you
give me positive signals, I will initiate this process
towards a conclusion Please observe this instruction
religiously. Please note again, I am a happily married with
two kids. I send you this mail not without a measure of fear
as to what the consequences might be, but I know within me
that nothing ventured is nothing gained and that success and
riches never come easy or on a platter of gold. This is the
one truth I have learned from my private banking clients. Do
not betray my confidence. If we can be of one accord, we
should plan a meeting, soon.
I await your response.
Sincerely,
Yonghong Wanhe
Complement of the day,
Thank you for giving me your time. Please be patient and
read my email to you.
I am Mrs. Yonghong Wan a staff of Standard Chartered Bank
attached in Private Banking services. I am contacting you
concerning a customer and, an investment placed under our
banks management 4 years ago, I contacted you independently
of our investigation and no one is informed of this
communication and I would like to intimate you with certain
facts that I believe would be of interest to you.
In 2004, the subject matter; ref:SSCB/SCB/bank/77 came to
our bank to engage in business discussion with our Private
Banking Service Department. He informed us that he had a
financial portfolio of 23 million United States Dollars,
which he wished to have us turn over on his behalf. I was
the officer assigned to his case, I made numerous
suggestions in line with my duties as the de-facto chief
operations officer of the Private Banking Service
Department, especially given the volume of funds he wished
to put into our bank. We meet on numerous occasions prior to
any investments being placed. I encouraged him to consider
various growth funds with prime ratings. The favored route
in my advice to customers is to start by assessing data on
600 traditional stocks and bond managers and alternative
investments. Based on my advice, we spun the money around
various opportunities and made attractive margins for our
first month of operation, the accrued profit and interest
stood at this point at over 10 million United States
Dollars, this margin was not the full potential of the fund
but he desired low risk guaranteed returns on investments.
In mid 2005, he asked that the money be liquidated because
he needed to make an urgent investment requiring cash
payments in Europe. He directed that I liquidate the funds
and had it deposited with a firm in Europe. I informed him
that our bank would have to make special arrangements to
have this done and in order not to circumvent due process,
the bank would have to make a 9.5 % deduction from the funds
to cater for banking and statutory charges. He complained
about the charges but later came around when I explained to
him the complexities of the task he was asking of us. Cash
movement across borders has become especially strict since
the incidents of 9/11.
I contacted my affiliate in Europe and had the funds
available in main land Europe. I undertook all the processes
and made sure I followed his precise instructions to the
letter and had the funds deposited in a security consultancy
firm, the firm is a specialist private firm that accepts
deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake
transactions that need immediate access to cash. This small
and highly private organization is familiar especially to
the highly placed and well-connected organizations. In line
with instructions, the money was deposited. He told me he
wanted the money there in anticipation of his arrival from
Norway later that week. This was the last communication we
had, this transpired around 25th February 2006. In June last
year, we got a call from the security firm informing us of
the inactivity of that particular portfolio. This was an
astounding position as far as I was concerned, given the
fact that I managed the private banking sector I was the
only one who knew about the deposit, and I could not
understand why he had not come forward to claim his deposit.
I made futile efforts to locate him I immediately passed the
task of locating him to the internal investigations
department of our bank. Four days later, information started
to trickle in and I we were inform by the USA homeland
security, that he is dead. A person who suited his
description was declared dead of a heart attack in Cannes,
South of France.
The bank immediately launched an investigation into possible
surviving next of kin to alert about the situation and also
to come forward to claim his estate. If you are familiar
with private banking affairs, those who patronize our
services usually prefer anonymity, but also some levels of
detachment from conventional processes. In his bio-data
form, he listed no next of kin. In the field of private
banking, opening an account with us means no one will know
of its existence, accounts are rarely held under a name;
depositors use numbers and codes to make the accounts
anonymous. This bank also gives the choice to depositors of
having their mail sent to them or held at the bank itself,
ensuring that there are no traces of the account and as I
said, rarely do they nominate next of kin. Private banking
clients apart from not nominating next of kin also usually
in most cases leave wills in our care, in this case; he died
in testate.
What I wish to relate to you will smack of unethical
practice but I want you to understand something. It is only
an outsider to the banking world who finds the internal
politics of the banking world aberrational. The world of
private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain
portfolios. You should have begun by now to put together the
general direction of what I propose. There is US$
23,000,000.00 deposited, I alone have the deposit details
and they will release the deposit to no one unless I
instruct them to do so. I alone know of the existence of
this deposit for as far as the finance firm, the transaction
with our deceased customer concluded when I sent the funds
to the firm, all outstanding interactions in relation to the
file are just customer services and due process. The finance
firm has no single idea of what's the history or nature of
the deposit. They are simply awaiting instructions to
release the deposit to any party that comes forward. This is
the situation. This bank has spent great amounts of money
trying to track this man's family; they have investigated
for months and have found no family. The investigation has
come to an end.
My proposal;
I am prepared to place you in a position to instruct the
finance firm to release the deposit to you as the closest
surviving relation. Upon receipt of the deposit, I am
prepared to share the money with you in half and no more.
That is: I will simply nominate you as the next of kin and
have them release the deposit to you. We share the proceeds
50/50. I would have gone ahead to ask the funds be released
to me, but that would have drawn a straight line to me and
my involvement in claiming the deposit. But on the other
hand, you as a foreigner and also with all the necessary
legal and official documentations from me and the presiding
attorney and also with the authority vested upon me by the
original depositor, you would easily pass as the beneficiary
with the rights to claim. I assure you that I could have the
deposit released to you in a few days. I will simply inform
our bank of the final closing of the file relating to the
customer. I will then officially communicate with the
finance company and instruct them to release the deposit to
you.
With these two things: all is done. The alternative would be
for us to have the firm direct the funds to another bank
with you as account holder. This way there will be no need
for you to think of receiving the money from the firm. We
can fine-tune this based on our interactions. I am aware of
the consequences of this proposal. I ask that if you find no
interest in this project that you should discard this mail.
I ask that you do not be vindictive or destructive. If my
offer is of no appeal to you, delete this message and forget
I ever contacted you. Do not destroy my career because you
do not approve of my proposal. You may not know this but
people like myself who have made tidy sums out of comparable
situations run the whole private banking sector. I am not a
criminal and what I do; I do not find against good
conscience, this may be hard for you to understand, but the
dynamics of my industry dictates that I make this move. Such
opportunities only come once in a lifetime. I cannot let
this chance pass me by I hope you understand because for
once I found myself in total control and face to face with
my destiny. These chances won't pass me by. I ask that you
do not destroy my chance, if you will not work with me let
me know and let me move on with my life but do not destroy
me. I am a married woman with 2 kids and this is an
opportunity to provide them with new opportunities. There is
a reward for this project and it is a task well worth
undertaking. I have evaluated the risks and the only risk I
have here is from you refusing to work with me and alerting
my bank. I am the only one who knows of this situation, good
fortune has blessed you with a name that has planted you
into the center of relevance in my life. Let's share the
blessing.
If you find yourself able to work with me, contact me
through this email: isirwanyonghong@yahoo.com.hk If you
give me positive signals, I will initiate this process
towards a conclusion Please observe this instruction
religiously. Please note again, I am a happily married with
two kids. I send you this mail not without a measure of fear
as to what the consequences might be, but I know within me
that nothing ventured is nothing gained and that success and
riches never come easy or on a platter of gold. This is the
one truth I have learned from my private banking clients. Do
not betray my confidence. If we can be of one accord, we
should plan a meeting, soon.
I await your response.
Sincerely,
Yonghong Wanhe
