Credit Scores and buying a new house

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Cincinnati: F U Mike Brown
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Sep 23, 2006
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I don't really know what a good score is compared to a really good score. Looking to buy a new house and wondering what I can expect. I just got my report back and I am at 807. I figure that is good, but is it great or just avg good?

Anyone have an idea of what kind of rate im looking at, can you negotiate rates? As you can see this is my first real house, the one I am in now was a family members who moved and I bought from them super cheap. I figure ill get a nice return as well, will a nice sized down payment help? I bought house for around 60K and the real estate agent said it should go around 115-125k
 

" Thanks for tip Bricktop "
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Jun 28, 2005
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These days your debt to income ratio and source of funds are just as important, if not more so, than your FICO score.

BTW 807 is as good as it gets.
 

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