So what is the best type of VISA card to have now ?...

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Doug

Doug

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since my Aspire Visa will be gone.

any good rewards,rates,etc. ?
 
FuriousDrew

FuriousDrew

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I think it depends on what kind of spender you are in terms of how you'd be using your visa. If you'd plan using your visa for everything and paying it off fairly quickly, a cashback visa might be best.

If you're just a here and there type user there are tons of rewards options/points for what kind of stuff you like. I just redeemed my points a little while ago to get a new ipod for example.

I live in Canada so can't give you specifics on your banks though, but there are some really good programs right now.
 
Doug

Doug

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I almost always pay the balance in full each month. Mainly used by wife for general purposes, eating out,etc. I try to pay cash for gas now whenever it is cheaper to do so.

Not every place takes Amex, so the Visa was a good backup.
 
Betallsports

Betallsports

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They say this is the Best Visa

<TABLE><TBODY><TR><TD style="PADDING-RIGHT: 15px; PADDING-LEFT: 15px; PADDING-BOTTOM: 0px; PADDING-TOP: 15px; BORDER-BOTTOM: #a8d1f4 2px solid"><TABLE><TBODY><TR style="HEIGHT: 50px"><TD>Capital One®

Platinum Prestige - Visa</TD><TD style="WIDTH: 215px; TEXT-ALIGN: center"><!-- apply_btn -->
call-3.gif
<!-- /apply_btn --></TD></TR></TBODY></TABLE></TD></TR><TR><TD style="PADDING-RIGHT: 15px; PADDING-LEFT: 15px; PADDING-BOTTOM: 15px; PADDING-TOP: 15px"><!-- Card, card highlights, available rewards --><TABLE style="WIDTH: 550px"><TBODY><TR><TD style="VERTICAL-ALIGN: top; WIDTH: 170px; TEXT-ALIGN: left" rowSpan=3>
prd_1867_32831.pic
</TD><TD class=d_left_top> </TD><TD class=d_mid_title width=170><LABEL class=label_title_about>Card Highlights:</LABEL> </TD><TD class=d_right_top> </TD><TD style="WIDTH: 7px"><TD class=d_left_top> </TD><TD class=d_mid_title width=170><LABEL class=label_title_about>Available Rewards:</LABEL> </TD><TD class=d_right_top> </TD></TR><TR><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE><TBODY><TR><TD class=d_border width=110>Card Category:
</TD><TD class=d_border width=90>Consumer
</TD></TR><TR><TD class=d_border>Card Type:
</TD><TD class=d_border>Unsecured
</TD></TR><TR><TD class=d_border>Required Credit Rating:
</TD><TD class=d_border>Excellent
</TD></TR><TR><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">Issuing Country:
</TD><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">United States
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD><!-- /Card highlights --><!-- Available rewards --><TD style="WIDTH: 7px"><TD class=d_left_mid> </TD><TD class=d_mid_content style="PADDING-RIGHT: 2px; PADDING-LEFT: 2px; PADDING-BOTTOM: 0px; PADDING-TOP: 5px; WHITE-SPACE: nowrap; TEXT-ALIGN: center"><CENTER>
For explanation of each icon​
click here
</CENTER><TABLE style="MARGIN: 4px; TEXT-ALIGN: center" width=169 align=center><TBODY><TR><TD width=40>
d_mile.gif
</TD><TD width=3> </TD><TD width=40>
d_cash.gif
</TD><TD width=3> </TD><TD width=40>
d_point.gif
</TD><TD width=3> </TD><TD width=40>
d_charity.gif
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD></TR><TR><TD class=d_bottom colSpan=3> </TD><TD style="WIDTH: 20px"> </TD><TD class=d_bottom colSpan=3> </TD></TR></TBODY></TABLE><!-- /Available rewards --><!-- /Card, card highlights, available rewards --><!-- Card description --><TABLE style="WIDTH: 550px"><TBODY><TR><TD class=d_left_top> </TD><TD class=d_mid_title><LABEL class=label_title_about>About:</LABEL> </TD><TD class=d_right_top> </TD></TR><TR><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE><TBODY><TR style="VERTICAL-ALIGN: middle"><TD class=det_descr style="PADDING-BOTTOM: 5px; PADDING-TOP: 5px">
ul-bullet.gif
Card for people with Excellent Credit.
ul-bullet.gif
0% Intro APR until October 2009 on Purchases and Balance Transfers.
ul-bullet.gif
Then enjoy a variable APR, now 8.9%.
ul-bullet.gif
No Annual Fee.
ul-bullet.gif
Save time and money by transferring higher-rate balances so you can make one easy payment each montht.
</TD><TD style="PADDING-RIGHT: 4px; PADDING-LEFT: 4px; PADDING-BOTTOM: 4px; VERTICAL-ALIGN: middle; WIDTH: 140px; PADDING-TOP: 4px; TEXT-ALIGN: center">
zero_liability.gif
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD></TR><TR><TD class=d_bottom colSpan=3> </TD></TR></TBODY></TABLE><!-- /Card description --><TABLE style="WIDTH: 550px"><TBODY><TR><TD colSpan=12>Credit Card Rates
</TD></TR><TR><TD class=d_left_top> </TD><TD class=d_mid_title><LABEL class=label_title>Purchases:</LABEL> </TD><TD class=d_right_top> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_top> </TD><TD class=d_mid_title><LABEL class=label_title>Balance Transfers:</LABEL> </TD><TD class=d_right_top> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_top></TD><TD class=d_mid_title><LABEL class=label_title>Cash Advances:</LABEL> </TD><TD class=d_right_top> </TD></TR><TR><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE style="WIDTH: 170px"><TBODY><TR><TD class=d_border width=110>Introductory APR:
</TD><TD class=d_border width=63>0%
</TD></TR><TR><TD class=d_border>Introductory Period:
</TD><TD class=d_border>Until
October
2009
</TD></TR><TR><TD class=d_border>Ongoing APR:
</TD><TD class=d_border>8.9%
</TD></TR><TR><TD class=d_border>Default APR:
</TD><TD class=d_border>24.9%
</TD></TR><TR><TD class=d_border>Minimum Grace Period:
</TD><TD class=d_border>25 days
</TD></TR><TR><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">Minimum Finance
Charge:
</TD><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">$0.50
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE style="WIDTH: 170px"><TBODY><TR><TD class=d_border width=110>Introductory APR:
</TD><TD class=d_border width=63>0%
</TD></TR><TR><TD class=d_border>Introductory Period:
</TD><TD class=d_border>Until
October
2009
</TD></TR><TR><TD class=d_border>Ongoing APR:
</TD><TD class=d_border>8.9%
</TD></TR><TR><TD class=d_border>Default APR:
</TD><TD class=d_border>24.9%
</TD></TR><TR><TD class=d_border>Minimum Grace Period:
</TD><TD class=d_border>n/a
</TD></TR><TR><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">Minimum Finance
Charge:
</TD><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">$0.50
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE style="WIDTH: 170px"><TBODY><TR><TD class=d_border width=110>Introductory APR:
</TD><TD class=d_border width=63>n/a
</TD></TR><TR><TD class=d_border>Introductory Period:
</TD><TD class=d_border>n/a
</TD></TR><TR><TD class=d_border>Ongoing APR:
</TD><TD class=d_border>22.9%
</TD></TR><TR><TD class=d_border>Default APR:
</TD><TD class=d_border>24.9%
</TD></TR><TR><TD class=d_border>Minimum Grace Period:
</TD><TD class=d_border>n/a
</TD></TR><TR><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">Minimum Finance
Charge:
</TD><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">$0.50
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD></TR><TR><TD class=d_bottom colSpan=3> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_bottom colSpan=3> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_bottom colSpan=3> </TD></TR></TBODY></TABLE><!-- ****************************************************************************** --><TABLE style="WIDTH: 550px"><TBODY><TR><TD colSpan=12>Credit Card Transaction Fees
</TD></TR><TR><TD class=d_left_top> </TD><TD class=d_mid_title><LABEL class=label_title>Balance Transfer Fees:</LABEL> </TD><TD class=d_right_top> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_top> </TD><TD class=d_mid_title><LABEL class=label_title>Cash Advance Fees:</LABEL> </TD><TD class=d_right_top> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_top></TD><TD class=d_mid_title><LABEL class=label_title>Foreign Exchange Fees:</LABEL> </TD><TD class=d_right_top> </TD></TR><TR><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE style="WIDTH: 170px"><TBODY><TR><TD class=d_border width=110>Minimum:
</TD><TD class=d_border width=63>n/a
</TD></TR><TR><TD class=d_border>Fee Rate:
</TD><TD class=d_border>3%
</TD></TR><TR><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">Maximum:
</TD><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">n/a
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE style="WIDTH: 170px"><TBODY><TR><TD class=d_border width=110>Minimum:
</TD><TD class=d_border width=63>$10
</TD></TR><TR><TD class=d_border>Fee Rate:
</TD><TD class=d_border>3%
</TD></TR><TR><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">Maximum:
</TD><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">n/a
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE style="WIDTH: 170px"><TBODY><TR><TD class=d_border width=110>Minimum:
</TD><TD class=d_border width=63>n/a
</TD></TR><TR><TD class=d_border>Fee Rate:
</TD><TD class=d_border>n/a
</TD></TR><TR><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">Maximum:
</TD><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px">n/a
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD></TR><TR><TD class=d_bottom colSpan=3> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_bottom colSpan=3> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_bottom colSpan=3> </TD></TR></TBODY></TABLE><!-- ****************************************************************************** --><TABLE style="WIDTH: 550px"><TBODY><TR><TD colSpan=12>Credit Card Other Fees
</TD></TR><TR><TD class=d_left_top> </TD><TD class=d_mid_title><LABEL class=label_title>Initial Fees:</LABEL> </TD><TD class=d_right_top> </TD><TD style="width7px: "> </TD><TD class=d_left_top> </TD><TD class=d_mid_title><LABEL class=label_title>Maintenance Fees:</LABEL> </TD><TD class=d_right_top> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_top></TD><TD class=d_mid_title><LABEL class=label_title>Penalty Fees:</LABEL> </TD><TD class=d_right_top> </TD></TR><TR><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE style="WIDTH: 170px"><TBODY><TR><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px" width=110>Setup Fee:
</TD><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px" width=63>$0
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE style="WIDTH: 170px"><TBODY><TR><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px" width=110>Annual Fee:
</TD><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px" width=63>$0
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_left_mid> </TD><TD class=d_mid_content><TABLE style="WIDTH: 170px"><TBODY><TR><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px" width=110>Late Payment Fee:
</TD><TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; PADDING-TOP: 3px" width=63>$15-$39
</TD></TR></TBODY></TABLE></TD><TD class=d_right_mid> </TD></TR><TR><TD class=d_bottom colSpan=3> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_bottom colSpan=3> </TD><TD style="WIDTH: 7px"> </TD><TD class=d_bottom colSpan=3> </TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>
 
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