I bought a home when I was 19 22 years ago and sold it 3 years later so 19 yrs have passed and i was renting ever since..
Im ready to buy again will these guys know I bought that house 22 yrs ago?
Or can I get a first time buyer loan again?
lastly how will they know?
it won't matter. I believe the rule is 4 or 5 years you cannot have owned a home to be qualified as a "first time buyer" and receive the 8K tax credit.
I know this because we have not owned since '04 and we qualify for it.
im not sure if this answered my question did it?
Will a bank still give me a first time buyer loan? will they know i owned a home before?
Or is that what you guys mean as long as 5 yrs has gone by im ok