Need advice/Lighthouse Financial

Have a car title loan with these assholes. Been paying them for over 2.5 years. Payment history is good, until recently. TheY give you ten days before your charged a late fee of $25.80. After 17 days your considered deliquent and your file is sent to collections and more fees are charged. Yesterday was my 17th day late. I called them and told them I couldn't pay until tommorrow, would they work with me. They said no, they were very discreet and inflexible. A Mr. Stevens told me to go fck my mother. I originally borrowed $4,500 and only owe them $900. My payments are $500 a month so I'm almost done with these assholes. They're major scumbag ripoff artist. They are charging me 14% a month in interest. Now they're going to charge me late and collection fees because I'm over 17 days late. Is there anything I can do or should do.

Anyone that has any free time please call these asses and f with them

LIGHTHOUSE FINANCIAL 877-459-5449 MR. STEVENS CORPORATE

708-452-8535 NORRIGE/HARWOOD HEIGHTS "SONYA OR CHRISTI"

Apply for or use your credit card to pay these losers off!

You should pay them before you wake up in the morning with a long walk to work.....seriously they have more incentive to repossess it now than when you owed thousands on it...
Take a few items to the pawn shop if u have to but get these scammers off your back, they have the law on their side not to mention they can ruin your credit for light years...

You have to be 30 days late for them to report it to a credit bureau...There is no such thing as a 17 day late...You may pay an extra late penalty but they won't report it.