Need some investing advice

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Stumblin' around, drunk on burgundy wine.
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I've owned these 2 mutual funds through my bank for about 8 years now. they've been up and down, but nothing great by any means.

My bank has recently changed names (to TD Bank) and these mutual funds have been transferred to different brokerage houses.

Just recently got a letter that said TD Wealth Management Services will be exiting the securities brokerage business and I must transfer my account to TD Ameritrade or another brokerage by April 30. Well I put it off for a few weeks, and now i'm facing the deadline.

So I really don't know my best course of action. Should I just transfer these 2 mutual funds to a new TD Ameritrade account? Or should I sell them and then buy new (better) funds with the money?

Any good 'buy and hold' funds these days? Thanks in advance.
 

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One decision should have nothing to do with the other

Transfer them over, and then make sure these funds still meet your objectives as far as risk, investment goals, and diversifaction.

Then measure their returns against the benchmark in their catagory.

Also review any portfolio manager changes thah could have effected thir trach record
 

A Separate Reality
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One decision should have nothing to do with the other

Transfer them over, and then make sure these funds still meet your objectives as far as risk, investment goals, and diversifaction.

Then measure their returns against the benchmark in their category.

Also review any portfolio manager changes that could have effected their track record

What he said, can't say it any better.

@)
 
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If you sell them, you could create taxable income unnecessarily.

First do the transfer, then you can take your time to figure out
if it makes sense to re-allocate.
 

Stumblin' around, drunk on burgundy wine.
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Thanks fellas. The tax thing has me concerned as well. I do want to sell these funds and get something better, but I'll just do the transfer and then put in some time figuring the direction i want to go with them.
 

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We are one small national disaster away from the market crumbling again...........don't be fooled by the modest up trend over the past few months.

PLAY IT SAFE, ONLY HAVE ABOUT 14% OF YOUR BANKROLL IN STOCKS.
 

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