Don't share accounts. My wife calls it "Dutch" she hates it.
But we have our own accounts and split things 50/50 for the most part, but I always get screwed in the end, but that's marriage.
You take care of some bills and she can do the same. Going out to dinner, either you pick up the tab or her.
Some won't agree, but it works good for me.
But we have our own accounts and split things 50/50 for the most part, but I always get screwed in the end, but that's marriage.
You take care of some bills and she can do the same. Going out to dinner, either you pick up the tab or her.
Some won't agree, but it works good for me.
This is how we are now but I don't like it......i hate that anytime my wife pays for something I feel guilty.....i hate that she doesn't want to drive "her" car when we go out cause it uses her gas (her car is 10x better than mine so i'd much rather drive hers).
what about mortgage? you split that?
thing i ran in to when we were joint. she would question every damn penny i spent. we had a card we would charge everything on and she would pay it off monthly, well, everything was questioned. got old. nothing she charged was questioned, i didnt give a rats ass......i couldnt buy a pack of gum without a question.
much better having control of my own money
much better having control of my own money
I will not survive if we split everything as she makes significantly more than me....not only that but I already pay all the utilities.....i'd go broke.....seriously, as things are now (mortgage pmts didn't kick in, still renting for 1 more month) I need my gambling profits to help me pay for some of my expenses (i.e. I haven't taken out money for everyday food in forever)
You need to be the kitchen bitch then and do as she says. LOL
my wife pulls down decent money with her 2nd income, if that wasnt the case she'd be bitchin that i make more than her. that got old too. i am glad she is becoming independent, cause it was wearing my ass out
my wife pulls down decent money with her 2nd income, if that wasnt the case she'd be bitchin that i make more than her. that got old too. i am glad she is becoming independent, cause it was wearing my ass out
you have to run in like a business.
each have your own accounts.
hopefully her paycheck covers most of the bills. she is in charge of all the bills. If she is short she needs to tell you so you can give her a little extra.
your paycheck is for the bills she can't cover and for vacations and big ticket items.
you are also in charge of investments.
of course you can divide it up however you like. the key is to make sure the bills she is in charge of is less than what she brings in, this way she has extra money every month to blow (or save) for whatever.
if she makes $2500 a month she has to pay 2000 in bills.
If she makes $0 a month give her $2500 and make her pay 2000 in bills. this way she feels like she is in control of something.
you both have to be on the same sheet of music, not sure how else you could work it.
joint checking is a waste of time and only creates headaches, (what was this for?) (we're overdrawn cuz you didn't tell me about that check you wrote) ...
oh this is not an allowance, this is the budget. make sure she knows that she has access to all funds at all times. it's just easier if you each run a separate "department"
each have your own accounts.
hopefully her paycheck covers most of the bills. she is in charge of all the bills. If she is short she needs to tell you so you can give her a little extra.
your paycheck is for the bills she can't cover and for vacations and big ticket items.
you are also in charge of investments.
of course you can divide it up however you like. the key is to make sure the bills she is in charge of is less than what she brings in, this way she has extra money every month to blow (or save) for whatever.
if she makes $2500 a month she has to pay 2000 in bills.
If she makes $0 a month give her $2500 and make her pay 2000 in bills. this way she feels like she is in control of something.
you both have to be on the same sheet of music, not sure how else you could work it.
joint checking is a waste of time and only creates headaches, (what was this for?) (we're overdrawn cuz you didn't tell me about that check you wrote) ...
oh this is not an allowance, this is the budget. make sure she knows that she has access to all funds at all times. it's just easier if you each run a separate "department"
here is my dream plan (tell me if this is stupid or not):
1. pull all of our money into one bank account.
2. allocate x amount of money to cover bills (joint credit card, utilities, mortgage)
3. allocate x amount and transfer money to savings
4. allocate a propportionate % of "spending money" to transfer to each of our individual accounts. (so if she makes 60% of total income, have her get 60% of the "spending money" to pay for her peticures and shit)
1. pull all of our money into one bank account.
2. allocate x amount of money to cover bills (joint credit card, utilities, mortgage)
3. allocate x amount and transfer money to savings
4. allocate a propportionate % of "spending money" to transfer to each of our individual accounts. (so if she makes 60% of total income, have her get 60% of the "spending money" to pay for her peticures and shit)
