Life insurance exam

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RX Rabbi
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Feb 20, 2005
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I gotta take an exam for a new policy. I smoke a couple of buuts a day. Can quit prior, what's the time lag so it's out of your system...Anyone know?
 

Rx God
Joined
Nov 1, 2002
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It's a misnomer to start with....

It's DEATH insurance !

2 cigs a day ain't much anyway. Big difference to two packs a day.
 

Conservatives, Patriots & Huskies return to glory
Handicapper
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Sep 9, 2005
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did you tell them you smoke?

If you don't smoke much, I'm guessing that it shouldn't hurt your chances of buying insurance and it shouldn't increase your premiums a lot. If they try to whack you for premiums, maybe you might want to shop around, or maybe you might want to buy a short term policy, quit smoking, and then reapply.
 

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