According to the consumner advocate Clark Howard, both creditkarma and quizzle will give you a credit score for free (once a year). It won’t cost you money but there is, of course, a gotcha. By doing it, you provide those companies access to your credit report, which they then sell to companies who will potentially send you offers, such as credit cards, car loans, etc. You basically open your file to those financial marketing companies. That may be OK with you, if you find it worth getting a score. Are those companies upfront about their intentions? You decide.