Paying bills and banking online is really convenient and yet I know of so many people that still do it the old fashion way. Paying bills online is fast and easy but many including my GF continue to write checks out put a stamp on and drop them in the mail. She won't have any part of it. I even told her I would set all her payees up and even walk her through the process. Some people don't like change.
im set up all the way. Quickbooks imports straight from my bank. i email invoices that my customers can click on the invoice and pay online thru quickbooks, next day QB puts it in my bank. Im trying to get everyone on it. I read about a hack in the morning i have all new acct numbers by noon. that part is a bitch but not dealing with paper work and having bills paid on time is well worth it to me...
Tell your gf it is easier to steal information via mail.
I have been doing online banking since 2000. No other choice imo. Frankly, I wish they would outlaw check writing at places like grocery stores, etc.
Also, banks spend money security more than anything else.
Also, where do you think you money is kept, it is on a computer. Do you think there is a guy in the back, putting it in Bob's shoe box account?
I have been doing online banking since 2000. No other choice imo. Frankly, I wish they would outlaw check writing at places like grocery stores, etc.
Also, banks spend money security more than anything else.
Also, where do you think you money is kept, it is on a computer. Do you think there is a guy in the back, putting it in Bob's shoe box account?
A few clicks of the mouse and the hacker cleans out your bank accounts. It's not so
easy to walk into the bank and do that.
Bills can be paid without checks at ATMs, via CC, etc. There's no need to have
online banking to do this in many cases.
I still use old fashioned paper money for most purchases.
I'd think that it's much easier for a hacker to get into my PC than the banks. If a thief did hack
my account via the bank's systems, i could justly claim that it was the bank's fault because i was
never set up for online or phone banking. The bank would have no signed statements that i
made the withdrawals associated with the theft. I would have recent paper receipts showing
my account balances & such. I could not be blamed for revealing to others, purposely or by
mistake, my password and account info re online banking.
Still very difficult for a hacker to access your account and initiate transactions, when he not only needs your account number/user name and password, but also access to your security token and iTAN list...while the latter might be solvable if he was able to redirect you through a phishing website, he still won't have your one time pincode generated by your personal security token....and that one he only can get if he has physical access to the token or if the token wasn't secure due to a hack into the IT system of the company, which issued the token.
Still get a float off a check.. Local grocery store takes 3-4 days. Gas station on corner takes about 3 days. The float can be nice supporting a wife and 2 kids and money is better kept at a brokerage than my local bank...Even Wal Mart is a day, so buy all ya want honey the day before payday...
