Whats the advantages to a credit union over a bank?
As far as BofA goes...Yeah it does suck, but lets face it it is convenient for most of us since there are ATMs and branches EVERYWHERE.
Would I like to use another bank instead? Yeah I would but BofAs size alone just makes it so convenient for tons of people (myself included even though I do think it sucks)
As far as BofA goes...Yeah it does suck, but lets face it it is convenient for most of us since there are ATMs and branches EVERYWHERE.
Would I like to use another bank instead? Yeah I would but BofAs size alone just makes it so convenient for tons of people (myself included even though I do think it sucks)
There are ways to get out of fees if you look into it. I have accounts with US Bank, BofA, and Wells fargo and pay zero fees with the exception the Debt card fee at some ATM's. Be nice and ask your teller. Have heard about these debt card monthly fees that are coming, you can thank the FEDS for that one. They're doing it in order to make up for billions in lost revenue due to new regulations. There will be tricks for getting out of that too.
Why don't you just open up some rewards checking accounts with some small local banks.
Hilarious that people are willing to pay for checking and pay to use their debit cards at Bank of America while they could earn 2.5% in a rewards checking account. And for anyone that says "but BoA has so many atm's. they're so convenient", I can use EVERY SINGLE ATM IN THE COUNTRY *for free*. I get rebated all the atm fees.
For instance, in Houston, you can use either vistabanktx or texascitizensbank.
Hilarious that people are willing to pay for checking and pay to use their debit cards at Bank of America while they could earn 2.5% in a rewards checking account. And for anyone that says "but BoA has so many atm's. they're so convenient", I can use EVERY SINGLE ATM IN THE COUNTRY *for free*. I get rebated all the atm fees.
For instance, in Houston, you can use either vistabanktx or texascitizensbank.
Car Loan through Local Credit Union...3.75%, if You Set Up Automatic Draft...3.50%
