Which 403b ????

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Hello all. Im a teacher, and im looking to switch to a different 403b. I had trowe price in the past, but our county doesnt use them anymore. I was looking around the web and various forums and saw that vanguard and fidelity were both pretty good.

Could anyone assisnt me on what I should do? Which 403b company is the best or a company that you have had success with?

Also, should I even go with a 403b or should I just put money into a ROTH IRA at this point.

Basically , i could use any type of retirement/investment advice. Im a 38yr old and I need to really beef up my retirement stuff at this point.

thanks
 

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