my dad is on disability for about a year now. he did impaired risk life insurance for around 25 or so years. reading over peoples medical history and rating them for life insurance. mostly did people with cancer, heart attacks etc, but also use to do athletes and other million+ insurance policy requests. about 2-3 years back his work started to suffer and his rating as an agent went from one of the top in the company to almost dead last for quality of work. he was forgetting to call people back, write down notes in cases, re-reading pages he just read bc he forgot what was on the page he had just read. He was suffering from absent minded seizures where he would just blank out for moments at a time and not remember anything. He ended up getting let go right as he was about to go on company disability for work performance. Since then he has gone for all types of tests and scans and is on alzheimer medication, not allowed to drive anymore, and they also have him sleep with a breathing mask for sleep apnea. At this point i cant see him going back to work eventhough he wants to work bc he is bored, bc honestly i think he would get fired from any decent job. hes very skiddish and gets side tracked easily now, forgets what he was doing in the middle of simple tasks and moves on to something else.
i agree, lots of people they show on tv who are out on disability seem to be getting a free ride though