Back in the mid to late 90's I had about $15 in my entire bank account. I figured hey, why not have fun with my final $15. I went and bought all you can eat Pizza Hut and then smuggled some slices out with me so I'd have breakfast then I bought the cheapest 12 pack money could buy. I figured hey, why not be full and drunk if I don't have any money?
Why would you keep much $ in a bank account? It pays like .2% these days so beyond emergency $ I'd hope not much.