not looking for a local here...wanna find one in the area where I live, but I live in the corn fields of MN....so you're saying I probably cannot get a 10k credit line from a random dude on the internet who'll pay me if I win? Who knew.
In my online experience, I've dealt with 2 "locals" that I met on here, both were stand up individuals...
If anything, I made a mistake, had to learn a lesson on betting on credit, its easy to get outside of your bankroll very quickly... even me, who not only has a lot invested in my "online rep" but truly care about doing the right thing, hit a bump in the road... its easy for good situations to turn bad is what I am saying
For every good story there is 20 more bad stories... There were "online" people that I would have fully trusted that were stiffs or freerollers...
If you don't know anyone local, your best bet is Offshore.