Am I handling this situation the right way?? Issue between local/friend

ALSportsJunkie · Dec 10, 2013

I will try to keep this short.

The other day I called in a play on Auburn (normally only call when I am betting what I would consider to be a lot) and we started shooting the shit for a bit since we haven't talked in several months. Now, I have played with this guy for probably three years or so and we have never had an issue with either me paying him or vice versa. Before football season, a friend of mine and business associate of sorts wanted to be set up to play. I figured he was good for it, and he had bet on credit before, so I vouched for him and got him a small line to start playing on. Fast-forward to the other day when we were talking...right as we were getting off the phone my man casually mentions that my buddy owes him a figure and has made no effort to pay for the past two months.

Now, this was totally from left-field too me. I had no idea the guy had quit playing and was basically stiffing on a balance. I called him up and questioned him about it - he admits it, but tells me it will be at least January before he can pay anything on it. Now we aren't talking a big, big figure here but IMO it is the principle. I basically told him to man up and that he needed to do something about it before then. Here is where it gets interesting...

I subbed out an HVAC change-out to him a couple of weeks ago and still owe him some out of the check I have coming in. I had the bright idea to call my guy and offer to pay my friends debt. I am planning on taking it out of the money that I owe him. Obviously I haven't told him yet, but I feel like this is a lesson to be learned. My guy is obviously great with the arrangement and I told him that when I pay it off I want him to cancel his account. Am I being a dick by cutting his money without telling him upfront? Part of me feels obligated to pay his debt - since I have no doubt it won't clear any time soon - and I did vouch for the guy. Valuable lesson learned either way - friends don't set friends up with credit!

Illini · Dec 11, 2013

How shocked are you that he doesn't have the money? I think you're totally fine cancelling his credit. Tell him if he wants to play he has to post up so that this doesn't happen again. If he doesn't have the money to post up with a solid guy that pays, then he doesn't have the right to make bets.

HarryCaray · Dec 11, 2013

Obviously you must make clear you can't vouch for this guy moving forward. The other part is tough, seems a little awkward to me. I don't know that I'd feel comfortable doing that personally.

Illini · Dec 11, 2013

HarryCaray said:
Obviously you must make clear you can't vouch for this guy moving forward. The other part is tough, seems a little awkward to me. I don't know that I'd feel comfortable doing that personally.

I don't see an issue with it at all. If a guy owes and can't pay, then the agreement is amended. You don't pay money to a 2nd party who owes the 3rd. You pay the 3rd and tell the 2nd that it made more sense to skip going through his hands.

HarryCaray · Dec 11, 2013

Illini said:
I don't see an issue with it at all. If a guy owes and can't pay, then the agreement is amended. You don't pay money to a 2nd party who owes the 3rd. You pay the 3rd and tell the 2nd that it made more sense to skip going through his hands.

Just feels a little strange to me to take it out of business money to pay a gambling debt.

The guy's obviously having money problems. I don't know that cutting his income is the right move. Personally I would pay him what I owed him and let him sort out his own debts, especially considering he is planning on paying.

Not saying I think OP's idea is wrong, that's just how I would play it.

$tinky · Dec 11, 2013

Of course you are doing the right thing. Also be glad you have the check coming or you would owe the money out of your pocket. That is actually what "vouching" means. Its not smart to do it unless you have no issue paying the amount you vouch for and/or you are somehow profiting from the guys losses.

$tinky · Dec 11, 2013

Personally I would pay him what I owed him and let him sort out his own debts, especially considering he is planning on paying.

Its not really his debt. You vouched for him. That means that you responsible for his losses.

Your post surprises me. You always seemed like a guy that sorta got the code.

Betallsports · Dec 11, 2013

Maybe instead of Doing it on your own. Bring up the idea to him...

Just tell him the Truth ! Tell him that since you Vouched for him, You are responsible for paying. But since he has this money coming to him, it would be Best for All 3 of you to work it out from this Money.

I think the worst that he would say is, ok maybe we take Half of this Money to pay it down... and in Jan. he will take care of the rest ..

He should understand... Plus like someone said... it's makes it easier when it's not coming right out of your "pocket"

Just a Thought

TheFalls · Dec 11, 2013

Betallsports said:
Maybe instead of Doing it on your own. Bring up the idea to him...

Just tell him the Truth ! Tell him that since you Vouched for him, You are responsible for paying. But since he has this money coming to him, it would be Best for All 3 of you to work it out from this Money.

I think the worst that he would say is, ok maybe we take Half of this Money to pay it down... and in Jan. he will take care of the rest ..

He should understand... Plus like someone said... it's makes it easier when it's not coming right out of your "pocket"

Just a Thought

This...
You are not the IRS...garnishing wages? How can you even legally do that?
His debt is his problem at this point.
But you now have a debt to him for services rendered.

Bring up your or BAS' idea, but that guy should have the final say.

doubledeuce22 · Dec 11, 2013

Don't like the idea of paying it out of any money owed from a separate business dealing.

LoCalDallasGuy · Dec 11, 2013

I say:

ask your friend if you can give the local the money since he owes him.

If your friend say no, he want to keep it than tell your friend that you will give it to him but you, him and the local have to meet at the same location so your friend can explain to the local why he has cash and can't give it to the local.

From there, them two can handle it.

tatehill2000 · Dec 11, 2013

Betallsports said:
Maybe instead of Doing it on your own. Bring up the idea to him...

Just tell him the Truth ! Tell him that since you Vouched for him, You are responsible for paying. But since he has this money coming to him, it would be Best for All 3 of you to work it out from this Money.

I think the worst that he would say is, ok maybe we take Half of this Money to pay it down... and in Jan. he will take care of the rest ..

He should understand... Plus like someone said... it's makes it easier when it's not coming right out of your "pocket"

Just a Thought

^^^^^^^
This.....
Tater

MotorMouth · Dec 11, 2013

I do not like the idea of taking this money out of a seperate business deal to pay on his behalf.

Also since when does referring someone to a bookie require you to be responsible for his debt.
Its not like you are an agent getting a piece of the action.

You recommended friend in good faith and the bookie took his action and things didnt work out.
I agree that as a man of principle you want to make it right because thats what honorable people do,
and so you will talk to friend and help him realize that he needs to pay up as promptly as possible BUT
I just dont get where anyone can say you "OWE" the bookie to make it right.

919 · Dec 11, 2013

Put a rattlesnake in the HVAC unit with a name tag that has your local's name on it. Plant a video camera so we can watch.

Acebb · Dec 11, 2013

Tell the friend you vouched for that you feel an obligation to the local (which you seemingly do) and that you were thinking of taking 50% of the HVAC payment to the local in an effort to be fair to both parties.

You simply can not blind side the guy by taking payment for a job peformed out of his pocket 2 weeks before Christmas.

Having said that, the best, very best approach, is to not get involved at all any more than you have. I say this because I have learned that people get very, very emotional (and sometimes weird) about money. I have seen 20+ year friendships dissolve over business dealings involving payment/non payment issues. I've seen people go absolutely berzerk when finding out what their peers and or managers make in large companies.

The balanced approach is to talk about 50% - the best approach is to stay away.

ALSportsJunkie · Dec 11, 2013

I talked to him this morning and let him know my intentions. He wasn't really happy but he doesn't have a leg to stand on. I went ahead and paid his debt...also cancelled his account. Several different opinions in here, but in the end it was up to me IMO to make it right. I have done over 20k worth of business with this guy over the past year - I would of figured he was good for a dime. Guess that just goes to show you...

CHOPTALK · Dec 11, 2013

Are you getting a percentage of his loses?

rolltide · Dec 11, 2013

bookies know that they only get players from word or mouth ... don't think advertising on craigslist is a viable method

they can't hold the referrer responsible for that players' performance (unless you get a %?) so it's really the bookie that shouldn't be taking this up with you. he has the right to refuse any player he wishes and vice versa.

nobody in this country wants to hold themselves responsible but i'd tell both these guys to fuck off

ALSportsJunkie · Dec 11, 2013

I have gotten breaks on past losses and get a 10% Bonus Play when I settle, but no I don't take any percentage or anything off the guy.

Illini · Dec 11, 2013

The Falls said:
This...
You are not the IRS...garnishing wages? How can you even legally do that?
His debt is his problem at this point.
But you now have a debt to him for services rendered.

Bring up your or BAS' idea, but that guy should have the final say.

After further review, my ruling on the field has been reversed. You're right. This could be a legal issue. I don't know if skipping out on a bill is like dining at a restaurant and leaving without paying, possibly leading to arrest? Or is it simply a civil issue? I'd probably want to know, in case this guy flakes out.

Am I handling this situation the right way?? Issue between local/friend

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