Best US Bank to handle Canadian checks?

theDonger · Sep 16, 2014

I don't like the idea of paying $70 for every 600-800 i want paid via person to person.. My current credit union puts these checks on hold for 3-4 weeks and charges somewhere around $45.

What is the best route to quickly and efficiently cash these checks?

Defying · Sep 16, 2014

theDonger said:
I don't like the idea of paying $70 for every 600-800 i want paid via person to person.. My current credit union puts these checks on hold for 3-4 weeks and charges somewhere around $45.

What is the best route to quickly and efficiently cash these checks?

you've been charged? I never have...

I just deposit them into Bank of America ATMs

Betallsports · Sep 16, 2014

Defying said:
you've been charged? I never have...

I just deposit them into Bank of America ATMs

Yeah I totally forgot about that trick ( ATM deposit )

Fishhead · Sep 17, 2014

Rolfe State Bank

FearTheRaven · Sep 17, 2014

Defying said:
you've been charged? I never have...

I just deposit them into Bank of America ATMs

I use BOA as well but never could get the checks to deposit via the ATM. Always had to go inside to the teller. Maybe it's just the ATM's in my state?

Fishhead · Sep 17, 2014

Bank of America very good on this front......and they're all over the USA......other than that, place sucks donkey balls.

DNoonan · Sep 17, 2014

Defying said:
you've been charged? I never have...

I just deposit them into Bank of America ATMs

BofA ATM would not take that last 4 or 5 Canadian checks I tried to deposit...have had to go inside recently...i have been depositing vs cashing the checks so not sure how long they put a hold on them for but I dont think it is 30 days (shorter)....have had no issues depositing inside....one teller asked a question if it was my "paycheck"...but that was it

michael777 · Sep 17, 2014

yes,I can not deposit them any longer at the boa atm,but they do clear mine the very next business day

DNoonan · Sep 17, 2014

does anyone use Chase? I was thinking of moving my checking and stock stuff all to them but didnt want to ask about their relative attention to gambling matters...

5teamparlay · Sep 17, 2014

Rbc. ?

Fishhead · Sep 17, 2014

DNoonan said:
does anyone use Chase? I was thinking of moving my checking and stock stuff all to them but didnt want to ask about their relative attention to gambling matters...

Like them, better than two years ago.

DNoonan · Sep 17, 2014

10-4.....thanks Fish

Defying · Sep 17, 2014

sorry guys, didn't know that no longer worked.

5teamparlay · Sep 17, 2014

Fishhead said:
Rolfe State Bank

Rolfe State Bank
Bank
316 Garfield St, Rolfe, IA 50581
(712) 848-3480

lOL

Betallsports · Sep 17, 2014

weird how the ATM deal doesn't work anymore.

On a side note, no problems with Chase regular deposit

Mr.NBA · Sep 17, 2014

good thread.....can tell you Wells Fargo is NOT a good option

HacheMan · Sep 17, 2014

I use Bank Of America and a small bank with only a few branches.

Never had a problem with Canadian checks at either one...

pocketrockets · Sep 17, 2014

Hache Man said:
I use Bank Of America and a small bank with only a few branches.

Never had a problem with Canadian checks at either one...

Hey Hache, what's that avatar from? a film?

Also, always wondered, why "hache man"?

theDonger · Sep 17, 2014

Mr. NBA said:
good thread.....can tell you Wells Fargo is NOT a good option

Why is wells fargo not a good option? Looks like the charge $5 to handle a foreign check.

theDonger · Sep 17, 2014

Betallsports said:
weird how the ATM deal doesn't work anymore.

On a side note, no problems with Chase regular deposit

Are there fees involved with chase? How long does it usually take for the check to clear and funds be available?

I'm not worried about "cashing" a check per se... just depositing it to an acct. and not having to wait a month for the funds to clear. Scary when a check is in limbo for 4 weeks.